I know how hard the NMLS MLO test is… I’ve taken it myself.
But I also know You can pass the NMLS the next time you take it… just like I did.
So before you get stuck in skeptical thinking…
* Calmly and confidently reading and understanding each test question as you come to it.
* Easily spotting the “trick” questions that trip-up so many would-be loan officers.
* Walking away from the test confident that you did well on it.
Here’s what some of them have to say about it…
And there are TONS more testimonials you can read.
My course is aimed at helping you know HOW to study smarter… with insight and understanding, so the trick questions don’t trick you and the confused questions don’t confuse you.
You’ll know how to interpret, understand, and apply your knowledge based on what you learn in my study methods course.
THAT is what will dramatically improve your chance of success on the NMLS MLO test!
I can’t guarantee that you’ll pass the NMLS MLO test.
Why? Because that depends on how well you apply what you learn in your 20-hour SAFE course and in my video study methods course. As with everything in life… the outcome depends on you! Do you want it badly enough?
But here’s something I CAN and DO guarantee…
My study methods course will dramatically improve your ability to understand HOW to take the NMLS MLO test successfully. If you don’t feel that way after taking your test, I want you to contact me and I’ll refund your entire purchase amount. (feedback(at)passthesafeexam(dot)com)
I could easily sell this course for $150 a pop, (and I’m not the only one who thinks so – click here).
But because I sympathize with the huge amount of cash you’ve already had to put out in your quest to become a mortgage loan officer (over $1100.00 in most states), I’m giving you this crazy deal.
If you want to pay more as a “thank you” – that’s entirely up to you (and greatly appreciated).
And by the way, once you become MLO, the cost of my course can be written off as a business expense on your taxes.
I flunked my 1st test with a 71%.. I was completely devastated! The wind had blown completely out of my sale.. After a week, I picked myself up, brushed myself off and started searching for new info to study from.. I came across this course and was extremely skeptical..but for the price I thought.. What do I have to lose? Im glad I gave it a shot.. The practice test helped the most.. I must've taken everyone of them atleast 5 times a piece..I took my second test today.. which was 2 months after the test.. The key to passing is to make sure you have a clear understanding of the laws and rules.You can not pass just be memorizing a bunch of definitions..Anyhow, I made an 85% this second time around.. This course was a HUGE contributing factor.. Thank you Carey.. I will definetely be sending more struggling people your way!
To be honest, I was very skeptical about this course at first. In August, I took a 20 hour preparation course, studied just those notes, and failed the SAFE Exam with a 71%. At that point, I knew I needed more resources, so I contacted Carey Green and he answered all of my questions immediately. I purchased the course and was blown away by all of the videos, flash cards, advice, etc. The practice quizzes are AMAZING - they are very similar to the actual SAFE Exam itself. I took those over and over and noted what I was getting wrong, and studied that material. Thanks to this course and resources, I passed the SAFE Exam the second time around with an 86%! Thank you so much Carey - I recommend this course to anyone who wants to pass the Exam!
I was very cocky the first time I took the test. I have always been a very good test taker and I remember driving to the testing facility thinking, "I wonder if anyone has ever maxed this test?" So imagine what a comedown I had when I pressed that final button and found out that I had failed! I had no idea how difficult the test actually is and I was embarrassed to say the least.
When I told a friend he suggested signing up for this prep site and not to take the test again until I consistently scored 90% on the practice tests which is exactly what I had done. I should have sought his advice the first time and saved myself the aggravation and expense of taking the test multiple times.
As a suggestion, print the tests after taking them and that way you can spend extra time on the questions you missed.
This is a very difficult exam and Carey's preparation exercises are invaluable.
Good luck and sign up for this program. You will not regret it!
I took a safe course about 3 years ago and never did anything with it. I have been waiting for my real estate license and decided to take the state required 8 hour course and pursue my MLO license. I was immediately overwhelmed by all the laws, regulations, and scenarios I needed to know.
I came across Carey's course and at first I did not believe that I would need someone to show me how to study,. But what the heck, I gave it a shot. The videos ,materials, practice tests, and resources are so well organized that I passed the exam on my first try today with an 86%. The ANKI flash card program alone was worth the price of the course. Thanks Carey
** The test itself was pretty straightforward wit a limited amount of math, not a lot questions on fines. The scenarios were brief and it mainly focused on the basics, 3/7/3 rule , tila ,respa, red flags I did not even see a difference between the state from the national part. Good luck to all and take this course it is amazing
I ran across this website the day before my exam. I had not done a lot of studying and did not pay a lot of attention to the 20 hour course. I paid for the study tips only and really watched the videos. There are amazing ways to study. Slow down and read! That was the best tip I had received. I am not saying don't study, please do. I've been in the mortgage industry for some time so knew many things before even beginning this process. If you're new, take this course! Thanks Carey!
I'm so glad I came across your video on YouTube when I did. I have a lot of anxiety when it comes to taking tests. But, with that said, because I was prepared, I felt at ease because I had all the knowledge in my head. Your course over prepared me. Had I gone in just by using what I learned in the 20 hour course I know I wouldn't have passed. The 20 hour course is NOT ENOUGH. You need a SYSTEM to help you prepare for this exam. YOU have that system and I want to thank you...BIG TIME! This means the world to me...passing the test the first time.
PasstheSafeExam.com was the only study material I used before my Uniform State Test.
Just one day of reviewing all the material and taking each of the practice tests several times set me up for success – I passed with flying colors on my first try!
I highly recommend PasstheSafeExam.com as your first go-to for NMLS UST review materials.
Great content!! The update with the practice test helped a bunch. I failed my 1st exam with a 58% than I look around the internet to find helpful study tools to help me pass the exam. This was perfect! and very affordable. Thank you for helping me pass!
I didn't pass the exam on my first time. Troubled, I turned to this website. I dedicated 4 days of my life to studying this and the material my online course offered. Long story short, I passed with an 80. Great help and great website
Your advice about mentoring was SPOT-ON. I worked for a producing Branch Manager who had little time to train.... I ended up with a gentleman I worked with 15 years ago who runs 2 branches and is dedicated to helping me get ramped up. I start Monday and they are as excited to work with me as I am to work with them. Thank you for paying it forward and giving more in value than you took in payment. The second part of the last sentence is the the Law of Value from "Go Givers" and "Go Givers Sell More" by Bob Burg and John David Mann. You are Living it!
I started this study program thinking that it was not going to work, but I was completely wrong! I can't thank you enough! With your study tips and practice tests I was able to pass my exam with a 85%. Thank you for creating such a well put together study program. Your practice tests are the best. I recommend your program to anyone that wants to pass their exam!
I PASSED with 89% after failing my first NMLS national exam with a 74% (ouch!). I was crushed that I failed by 1 point! After my first attempt, I decided that I wanted additional study materials to help me pass my 2nd attempt at the SAFE Exam. I found Carey Green and his comprehensive compiled materials and I am so happy I did! It was an excellent addition to PE with all the tactile learning ideas he offers (i.e., flashcards, audio, video, practice quiz). I was very happy to learn that Carey is also a teacher. I studied very hard and worked on my weak points using his material and alternative learning methods. I used his practice quiz the most because answering the tricky worded questions on NMLS was a challenge for me. After a month using Carey's material, I PASSED at my second attempt with an 89%! Thank you, Carey! Cheers to continued success! 🙂
Hey there. I passed my exam! I passed with a 75 out of 115 (10 unscored), lucky me.
I took the test after the TRID updates and whatnot. I actually have to commend you on keeping everything on your site updated and current. Only 1 other site did so. I used multiple study resources/practice test, but the practice tests on your site were actually the most similar.
I just want to say that this program is AMAZING! I wasn't sure what to expect when I went to take my test, and was nervous that I wasn't prepared enough. I must say that, I was extremely prepared, thanks to the concepts in this program! I am extremely grateful to have passed my test the first time with an 87%! I attribute much of my success to the concepts in this program! I appreciate the affordability of it, because of all of the money that I had to shell out, but this is well worth much more than I paid! I truly appreciate you taking the time to do this! I think that every new MLO needs to check this out and this will be all you need! No need to purchase any additional practice tests, or spend time searching for any other resource to help you study! This is a one stop shop and I will be sending more more in to say thank you!
I want to thank Carey for putting together a great jumpstart program for the MLO SAFE Exam. His picture and text flash cards really helped. With one month of studying and all 20 hours done I passed the final exam on my first try with an 82%! I would encourage everyone to take as many practice test as they can find. There were a lot of questions that were similar on the big test. Carey has all the tools and learning material to get you going! Thanks again and good luck to all!
Just wanted to shoot a quick thank you for your resources and study methods. I took the test today with the uniform state content and got an 82%. Everything you provided was enormously helpful, especially the Anki cards and practice tests.
Thank you for this! I passed the UST today and using your study methods along with the practice test contributed toward my success! I will recommend this to anyone preparing to take the UST.
I stumbled across this site on accident during my panic to study for the exam. I was full blown having anxiety attacks! I started a new job in mortgages, I had never worked in mortgages before and I was offered a position to come in and be an MLO but I had to get my license before I could proudly boast my title of MLO. I used the material here and just took the practice tests over and over and over again and I passed my exam on the FIRST try with 85%!!!! Thank you so much for being so selfless and helpful Carey! This study program was amazing and incredibly beneficial!!!!
I will keep this short and sweet. I failed my SAFE exam twice. Going into my 3rd try, I needed to change my strategy. Finding PassTheSafeExam did the job. The easy to navigate website, inexpensive cost, well-structured study material, and practice exams helped me score in the 80s. Thank you.
There is so much to learn in order to pass the SAFE exam. I literally stumbled upon Carey' Greens website, I was not disappointed but I was so surprised! The tools he offers helped me understand the concepts that need to be learned by engaging all your senses. You are able to listen to definitions (ex: while driving), see visual hand done pictures and he offers flashcards that were an enormous benefit. I could not have understood the concepts without Carey’s generous website ” passthesafeexam.com”. What a blessing to have all of this at my fingertips! I continue to share Carey’s wonderful website on to those who plan on taking the SAFE Exam.
I failed the test on my first attempt with a 69%. I was pretty bummed out about it. Went online and found this material and I must say it is the best information out there. This material teaches you how to study as well as how to break down what you’re studying. The cliff notes were great and many of the questions in the practice tests appear on the real test. I must’ve taken the practice tests about 40-50 times with a 90% or better. I’d recommend anyone to spend the money for this program to anyone that is looking to actually learn the material and pass. I was able to walk into the testing site much more confident than I did on the first go round. Thank you for this material and GOD BLESS!
I used the study materials and practice exams for a couple of days after going through the 20 hour mandatory NMLS course and passed with an 80% first try. One of the more helpful items on this site is the mortgage law study charts. They really helped me understand the entities that regulate this industry, why they exist and what they do. And watch the intro videos! Very helpful, especially when he says if you don't understand something, stop and google it or look it up somehow to make sure you understand it before moving on! It worked for me. Good Luck!
I'm excited to tell you that I retook my Safe Exam 2 days ago and got an 86%!!! Your study tips were very helpful and I used all of them. Surprisingly the test was not heavy on math at all. I only had to 3 or 4 math problems with a calculator. But I know that can vary from test to test. Thank you so much for your input on how to approach the test. It definitely made me feel more prepared.
Dear Carey Green, You are an exceptionally gifted person who is willing to share your knowledge in this industry with passion for my success, I am truly grateful for your website. I am brand new to the mortgage industry and through my first sitting of taking my NMLS exam i failed. I was completely discouraged but optimistic I would find the right training program & pass on my second sitting. I found your program and immediately started new studying habits. The most beneficial aspect of your program would be the 9 min video about the Mortgage Industry, your math tutorials, and of course your helpful test preps (which I tested till I consistently scored 90% and above). On my second sitting, I am thrilled to say that i passed my NMLS exam!!
The National NMLS exam is definitely a hard test but with you program it helped me excel and gain a clearer understanding of all terminology and regulations. I will definitely recommend your program to anyone I know interest in taking the NMLS exam. Thank you Carey, wishing you lots of success in the future!!
I found Carey Green's MLO Study Materials super affordable and helpful in the following ways:
1st - the math video was instrumental in explaining the complex math examples I would encounter and how to solve them easily,
2nd - Carey encourages students to get creative and make their own flash cards or anagrams to remember complex terms quickly. Therefore, I created my own anagram to remember all of the major regulations... and it worked! I certainly recommend Carey Green's MLO Study Materials to students."
I had no previous experience in the mortgage industry and used your course and study methods to pass the test here in AZ with a 90% on my first try! Thanks again,
I'd like to believe that I would have passed the exam even if I didn't have your course, but I did study using your course and I got 103 out of 115 correct.
Thank you . . . . your course is awesome. Now, I'm licensed and working at an awesome mortgage broker company in Las Vegas. Thanks, again !
Carey I wanted to THANK YOU for your program. I had taken the SAFE MLO Test and failed. I then saw your program and debated for about a week or two whether to purchase it. I was astounded at how much you made sense of the Test, how to look at it, study for it, ANKI was great, Flash Cards were awesome, and your Cliff Notes were very helpful!
I passed with the help of your program and some prayers. Thank you for making it inexpensive so that I could buy it. THANK YOU again!
Great follow up to my S.A.F.E. course.
I passed my exam with a 82% on the third attempt today! I bought your course after my second fail. I have a toddler at home, so I was very limited on time to study. All your materials really helped me to thoroughly understand the content. I loved your charts, cards and practice tests! I felt this was very supplemental to my learning. Thanks Carey for taking the time to create materials.
**I passed the SAFE MLO with the UST component 3/11/2015 in Charlotte, NC. with an 80!**
Passing is passing, right? I passed. That's all that matters.
Carey, or Pastor Green, is a wonderful man, period. He gives you material that covers pretty much 60-80% of the actual material on the REAL exam. I took the practice tests he offers over and over (about 60 times), finally scoring in the mid 90's. It's hard to know exactly what's going to be on YOUR actual state exam, however, understanding how to learn the regulations in a fun manner, like Pastor Green preaches in his course, IS VERY HELPFUL. You have to associate something funny with your memorization of Reg's, period. It works. For example: Respa / Reg X, I remembered, "respiratory therapists and X-ray's"... and had to associate it that way. Get creative, and trust me, this course is well worth the investment. $20 is nothing! He's right, it's a lot costlier if you don't pass the first time. Don't waste time, buy the course now! You'll be happy. You have to study also, there's no free shortcuts in life for success.
I appreciate and respect you so much for putting this together and only asking for $20+. Thank you!
I wish I bought this the first time I took the test. I was very discouraged and scared to take the test again. Well, I just took the SAFE National Test today and I passed with an 80%. I was so happy, I cried! The practice quizzes really helped because some were actually on the test and the flash cards with pictures helped me remember everything. Thank you so much!
Thank you so much for your wonderful program! I took the safe exam and passed!
Your course material really helped me get over the top, from the flash cards to the practice tests I kept on reviewing them over and over again.The first thing I thought when I saw the screen display the PASS is that I am so lucky to have come across your program in the google engine! Anybody I come across entering the field of finance will definitely hear the name Mr. Carey Green!
Thanks Carey, I took my test yesterday and passed. The flashcards were great, and I found myself watching the videos over and over again – they were light and funny and allowed me to engage my senses in the material many times. The best help I got from you was not so much the content, but the “how to take the test” tips. I probably passed because I held about 50 questions back for review and probably changed my answer on 30 of them . Glad I found you on the internet . The value in your program was way more than I paid. God Bless.
I failed my first attempt by only two questions and was super frustrated because the practice tests given to me were nothing like the real exam. I went to the Internet and found this course was a little skeptical at first and figured I couldn't go wrong with a $20 investment. I only had five days to study before my next exam so I really reviewed as much as I could but still didn't even scratch the surface with all the material. I took as many practice tests I could possibly could. I just walked out of my second attempt and I'm very pleased to say I passed with 81%. Taking the test this time around was completely different, his practice tests were very similar in content to the real exam. If you're already invested in the test and paying for all the other fees you might as well safeguard that investment by downloading this course. Thanks again!
Thanks Carey, I passed the S.A.F.E test with a 81% the 1st time I took the test. Your program is what got me to the extra 6% I needed. So glad I do not have to re-take the test and no more studying. Well worth the investment.
After I took the safe test the first time I got 70% 81/115 scored. Needless to say I was pretty bummed out. Test wasn't what my online course was preparing me for thats for sure. I was looking for alternatives and found Carey Green. I donated $30 and thought if it helps and I pass it is worth it thats for sure. I HIGHLY recommending the course. Carey spent alot of hours putting this together. His tips were very instrumental. The flash cards and charts saved me. I realized I had to be prepared if I waso going to pass. He recommended to keep taking his 4 practice tests until you can score 90% every time. I tried a few places for practice tests. His were the best. My retest I recognized many of the questions. I liked that his practice test tells you right away if right or wrong. They are also not as long as other sites. There are 4 50 question sets. Those 100 questions test take too long and many of them do not tell you right or wrong.
I promised myself if I passed I would write a testimonial. Carey is right. There is only one way you are going to pass this test. You have to study and put the time in. Make your own flash cards, it really helps learn and remember. Then a few days before take these practice tests until you are blue in the face. Those really helped me tremendously. Thank you Carey! I used your course for 7 days. I trusted you and you delivered. 94/115 or 81% I will take it. Do yourself a favor and give him a try. Well worth it.
Carey has really done his due diligence to make this program what it is. He combines many different aspects of learning to allow the learner to get the information from many different angles. All of these different methods really help make the information stick. I would recommend this program to anyone who wants to become an LO or just wants a strategy to learn a new challenging topic. Thanks again for your help Carey and I hope all the best to you.
Yesterday I passed my NMLS required exam on the first try. I scored a combined 82%. Thanks to your website and all the info I feel this is why after seeing and answering the first questions I knew I could pass the exam. I was able to complete and check answers I had set aside to review in well under the allotted time. Needless to say I was very excited at the conclusion.
I look forward to obtaining the rest of your information you have available and will be more than glad to purchase, because I am determined to be one of the best MLO's I can be.
Again thanks for all of the materials I was able to use, although I still wasn't able to download your Anki deck of info. In the end it didn't matter because as you said it would be better if we didn't download yours and just create our own which I did. I am a very pleased customer and will recommend your site to anyone who I feel will benefit from what you have to offer.
You have put together a great program!! I passed my test this morning and I am ecstatic! I really believe that your study program helped me! Thank you so much Carey!
Without mentioning names, I took an online 'instructor led' NMLS S.A.F.E course which cost over $500 only to find out that 'instructor led' does not mean what I thought it meant. It was more of a, 'Here's a bunch of lessons. Read them, learn on your own, do some quizzes and assignments , and pass our exam' type of thing. Needless to say, in the brief 2 week period for which the class was given, I was unable to adequately and truly LEARN because I was forced to cram to meet that 2 week limit.
I came across this study guide via YouTube, and was intrigued by the 'pay what you want' policy. I bought the guide and loved it! I used the practice tests ad nauseam, and those were probably the biggest asset for me out of everything. The full guide was awesome, and I want to extend my utmost gratitude to you, Carey, for your labor in ultimately helping me to score a 90% over-all on my first attempt at the National w/ UST exam. Thank you very much, Carey, and I pray God bless you and your family abundantly!
With much gratitude and appreciation,
I highly recommend purchasing this course which has truly helped me in my studies for my upcoming SAFE exam. I took the exam for the 1st time and failed. I purchased this course and I have not regretted it. It is filled with tons and tons of information and the material is very informative and easy to understand. I am confident when I take the exam again andI know that I will pass because of my studies and the information from Mr. Green.
Thank You so much!
I want to say that this program was awesome!!!!!!!!!!! It really worked, made everything easy and remembered everything that was in this course, and the test questions was great it lined right up with the actual real test. I would recommend anyone that has to take the test to do this program 1st will be well worth the money. Thank you Carey Green for sharing your program with us.
I found your class very helpful in my studies, I found both you and my 20 hour education provider, elaborated on the same thing. That was to utilize all reliable resources. Your class provided additional important information , a fun and easy learning attitude, easy to understand program, easy to learn material and it was very refreshing to have the option of different materials and studying methods.
This course has been an invaluable tool! I just took the test and passed and I owe alot of that to the preparation from Carey's course! I must have taken his test questions 100 times!
I donated $30 and it was worth every penny considering the time Carey took to put it together!
This program has been a great find!
Dear Carey, After taking an online course that I paid big bucks for I was not prepared for the exam. Upon this realization I researched and found your unbelievable offer. I downloaded your system and passed on my first try! Your system is what really made the difference. Thanks so much for the job I now have because of your program!<br
I just wanted to say that I am so grateful to have found his website on you tube. I was very skeptical at first but figured it can’t hurt to just check it out. So, I thought I will pay $10 and give it a whirl. I was taking an instructor led course online and it was just definition after definition and very dull. His methods are easy to follow and the practice tests are what really helped me the most. I passed the test the first time and only studied the materials he provided. I never even looked at the other training company’s information once I did the required 20 hours of online training. I start my job on Sept. 3rd and once I make some money I will be very happy to pay him a little more for making it so much easier to pass the test.
Thank you so much,
THIS SITE SAVED MY LIFE I WAS DYING . I WAS SINKING WITH WORRY, AND THEN I FOUND THIS SITE ON YOUTUBE. I am currently studying with an instructor led study course online, that is actually not instructor led. I am just reading and reading and it is horrible, I needed some visual learning materials I needed some audio, I need someone to talk to me, this site saved me I take my test on next Thursday I will be back to tell of my success! the study tests are GREAT!!!!!!!!!!
I used Carey's NMLS study material. It was the best information that I found at a great price. I recommend this to anybody looking to pass the NMLS.
I want everyone to know this is a great resource in passing the NMLS test! I took training pro, through my work, thinking that was all I needed. Nope, didn’t pass. It took studying and Carey Green to pass! Do yourself a favor and take this course, follow all the rules, print up the study cards and post them around your house. It is a lot harder than you think! Thanks Carey for answering all my emails and helping me pass!
Carey's study materials were definitely instrumental in helping me recently pass the SAFE exam. He graciously sent me his Colorado flash cards as well and also answered some emails. And my NMLS course did not offer unlimited practice tests--I would have had to pay additional money for it, and its practice exams did not include a lot of the questions in Carey's that were almost verbatim what I ran across in the real exam. I found especially helpful his summary of federal regulations and review of the typical math problems. Thank you, Carey, for putting these study guide materials for us at such a great value. It's definitely worth what little he asks you to pay.
I just want to say THANK YOU for an insightful and practical approach to passing the SAFE EXAM. I took the test today and passed on the first try with a score of 86%. I have already started passing the word around about your course. Thank you so much!!!